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Financing Structures & Capital Sources

Warehouse Facilities for Shipping Portfolios

Reviewed 2026-11-05

Summary

A warehouse facility finances a temporary collection of vessels or loan assets pending refinancing, asset sales or securitisation.

Why this matters in ship finance

Portfolio turnover and exit-window risk can cause borrowing-base shortfalls in a cyclical market.

The concept

Eligibility tests, advance rates, margin calls, concentration limits and substitution rights determine effective availability. A later securitisation is only one possible exit.

How it is used in practice

Stress vessel values and loan eligibility together and calculate top-up liquidity required under haircuts and delayed dispositions.

Practical issues

A warehouse is not automatically a securitisation. EU Securitisation Regulation applies only if the actual structure meets its legal definition.

How ShipFinance.ai uses this concept

Build borrowing-base and collateral-top-up calculators with concentration scenarios.

Key takeaways

  • Borrowing bases can shrink faster than debt amortises.
  • Concentration limits constrain draws.
  • A securitisation exit is not assured.